top of page

About Me

Hi, I'm Timothy. I am born and raised in Los Angeles, and when I'm not working, you'll probably find me hunting down the best local eats or cooking something new at home. I value real conversations, strong relationships, and doing right by people—whether in business or everyday life. Those values shape everything I do.

My Background 

Growing up, I saw how much stability—and stress—a home could bring to a family. I’ve never forgotten that. That’s why I’m not just here to get you a mortgage. I’m here to walk you through one of the biggest financial decisions of your life with patience, clarity, and heart.

I started Village Mortgage with a simple goal: to treat people the way I’d want my own family to be treated. That means no pushy sales tactics, no confusing jargon, and no disappearing acts once the paperwork starts flying. Just real conversations, smart guidance, and someone you can call anytime.

Whether you're buying your first home, refinancing for a better rate, or figuring out if now’s even the right time—I’m here to help you feel confident and cared for through every step of the journey.

Who I Help

I work with first-time homebuyers, growing families, self-employed professionals, and savvy investors—anyone looking for honest guidance and smart financing options. No matter your background or goals, I’m here to make the mortgage process feel simple, clear, and doable.

How I Do It

I start by listening—really listening—to what matters most to you. From there, I tap into a network of a hundred lenders to find the right loan for your goals, not just the first one that fits. I guide you step by step, keep things transparent, and stay responsive from start to finish. You won’t be left in the dark.

What's in It for You

You get more than a loan—you get a guide who’s in your corner. I’ll help you make confident decisions, avoid costly missteps, and move forward with clarity. My goal is simple: to make sure you feel taken care of, not just approved.

  • Yelp!
  • Instagram
  • Facebook

©2025 by Timothy Joe 

We understand the importance of your privacy. We assure you that your mobile phone number and other related information will not be shared with third parties or affiliates for marketing or promotional purposes. We are committed to maintaining the confidentiality and security of your personal information.

​Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550
The department maintains a recovery fund to make payments of certain actual out-of-pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of claim. For more information about the recovery fund, please consult the department's website at www.sml.texas.gov.

bottom of page